Sallie Mae-Westwood Diploma Mill Federal Student Loan Fraud #2

Posted on May 17, 2012 by Admin

COMPLAINT #1 (Office of Inspector General / Department of Education) “Anyone suspecting fraud, waste or abuse involving Department of Education funds or programs should call or write the Inspector General’s Hotline.. OIG Fraud Hotline” ~ ed.gov Sallie Mae was the _only_ financial lender involved in the diploma mill fraud… and now ask Congress for a bail out?? GO TO GOOGLE AND RESEARCH THESE 2 THINGS: 1. Westwood Diploma Mill Scam 2. 60 Minutes Sallie Mae Fraud Students say college misled them Tuesday, February 22, 2005, By BYRON HARRIS / WFAA-TV “The sales pitch said Westwood is accredited; students said that led them to believe the school has the same academic status as well-known colleges and universities. But the sales pitch doesn’t mention the fine print on the back of the contract, which said “Westwood College of Technology makes no guarantee of credit transfer.” In fact, these students found that when they presented their Westwood transcripts to other schools, the reaction was anything but positive.”You can just keep this … because we don’t recognize this institution as a school,” Moers recalled one school’s representative as saying. Westwood is headquartered in Denver, and claims it’s been around for more than 50 years. However, Colorado state incorporation records indicate the current owner began business in 1986. …talk with News 8 about complaints against the school, but when a crew got there for our scheduled interview, two representatives from the home …

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Q&A: Best way to pay a mixture of student loans and private loans?

Posted on May 16, 2012 by Admin

Question by kenafpureblade: Best way to pay a mixture of student loans and private loans?
In order for me to go to college, I had to use both Stafford loans and Private Student Loans. My grace period ends in about a month, and there just has to be a better way for me to make payments on everything. So, what are my options? Should I just pay them all separately? There are I believe 4 stafford loans and 2 private loans. Is there some form of consolidation I can do? Thanks.

Best answer:

Answer by noαmericαnfilm
I surfed onto this site, on a whim and well it might help you.
www.fynanz.com I’m not going back to school anytime soon,
I ignored my finances, too stressful for me…NOW it’s all
in my face and I need to deal with it.

Just my opinion…have financial goals as while in the uni to help/
Good Luck!!

Know better? Leave your own answer in the comments!

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Unsecured Loans UK

Posted on May 15, 2012 by Admin

aboutunsecuredloansuk.co.uk ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ All about unsecured loans in the UK. Before you apply for a business start-up bank loan or even personal loan, there are several issues that you should keep in mind. First of all, you will have to convince the lender that it is a great decision for you to issue the credit to you. Since unsecured loans are based on your credit history and settlement history, you will need to convince loan providers that you can take care of your personal finances in an organized fashion. A good credit rating record will certainly put loan providers at ease since they will be able to call at your repayment history on your credit report. Before you make just about any final selections about unsecured start-up loans pertaining to business or personal loans, make sure you speak to an accountant or finance specialist from your nearby bank. This will ensure that you’re applying for the best loans which will help your organization or personal life.
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Hardmoneyloans.org Now Offers Hard Money Loans in California

Posted on May 14, 2012 by Admin


Los Angeles CA (PRWEB) May 14, 2012

Hardmoneyloans.org is now offering residential and commercial Hard Money Loans in different areas of California. The company can help people fund their residential and commercial properties in a timely manner while keeping hassles to a minimum. In addition to bad credit loans, the company is currently offering hard money and mortgage loans in the following areas: Los Angeles County, Orange County, Ventura County, South Bay, San Gabriel. All debt aspirants who used to have a tough time trying to qualify for bank finances can now feel good with the HML Group offering hard money loans.

For commercial real estates, often it can be difficult to get finance, especially when timeframes are tight. Some property types are very difficult to get funding at all. Hardmoneyloans.org can use the equity from one or more properties to offer the funds to property owners and investors who often require it in a timely manner. When flexibility is the name of the game, Hardmoneyloans.org is ready to offer you funds for your projects.

Developers, Real estate investors and other property owners who often need fast sources of funding for purchases, refinances or other bridge loan situations, can apply for a Hard Money Loan through Hardmoneyloans.org. An investor can qualify for a Hard Money Loan even if they have average or poor credit, minimal credit, or even NO credit. The program also offers loans to clients who have had debt, low income or no income. It additionally offers a purchase of up to 100 % LTV and refinance of up to 75 % LTV.

Residential private money loans are always in high demand and the rules and regulations with primary residences can be a bit stringent. Hardmoneyloans.org offers great programs for homeowners and Real Estate investors with residential or commercial real estate. They help in refinancing existing mortgage or getting a mortgage to purchase real estate. To purchase or refinance a property, they require different documents from the investors.

The company, Hardmoneyloans.org helps in providing business loans even if a client is unable to qualify for a commercial bank or SBA loan. In addition to the benefits provided, it is not important to have a US employment or hold a SSN to apply for a Hard Money Loan. The company also helps in repairing a bad credit. Any investor, real estate or other property owners interested in applying for a loan up to $ 10 million with low interest rates can visit http://hardmoneyloans.org/.

About HML Investment group

HML Group is a leading provider of private money lending. The company offers money-lending services to different parts of California in the United States. The company has launched residential and commercial Hard Money Loans to consumers and real estate professionals in California. Contact the California Hard Money Lenders at 818-308-4443, and avail the benefits offered by them to repay your mortgages.

For more details, you may log on to http://hardmoneyloans.org







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PLS Donates School Supplies to Cudahy (WI) High School

Posted on May 14, 2012 by Admin

Chicago, IL (PRWEB) May 09, 2012

As Josh Beck was assembling the school supplies that would be awarded to high-performing students at Cudahy High School through the school?s Renaissance Program, the language arts teacher knew something was missing.

Beck and fellow teacher Julia Goldberg, who serve as advisors to the Renaissance Program at the Milwaukee-area school, hoped to include USB flash drives among the school supplies. ?Flash drives would help our students bring work from school to home and back,? he noted. ?But we?d never included such a costly item among our supplies.?

Beck reached out to local businesses for assistance and received an immediate ?yes? from PLS. A leading consumer financial services retailer, PLS (http://www.PLShome.com) operates a number of locations in the Milwaukee area. The company is a regular and frequent contributor to student-recognition programs at area schools.

On May 4, Christina Mesko, Director of Operations, PLS Loan Store/South Wisconsin, presented 300 2GB flash drives to Beck, Goldberg and associate principal Dean Lew.

?The Renaissance Program recognizes and rewards students who succeed academically,? said Beck. ?At our year-end assembly, we present backpacks filled with school supplies to 300 of these students. This year, thanks to PLS, our backpacks will contain something extra special.?

?We?re very grateful to PLS for being such a good neighbor,? said associate principal Lew. ?Their generous contribution will help us ensure our students have the resources they need to succeed in the classroom.?

PLS is one of America?s most successful and fastest-growing consumer financial services retailers. The PLS mission is to provide innovative and convenient financial services delivered with the respect that hard-working consumers deserve.

About PLS: People. Location. Service.

The PLS Group (http://www.PLShome.com), headquartered in Chicago, is comprised of more than 300 financial services centers in Alabama, Arizona, California, Illinois, Indiana, Mississippi, New York, Texas and Wisconsin, with more than 3,300 employees. The company also manages more than 45 check cashing locations in Massachusetts, North Carolina, Ohio, Wisconsin and Texas.

PLS has been listed among Inc. magazine?s ?5000 Fastest-Growing Private Companies in America? (http://www.inc.com/inc5000/list) for the past three years, and for three consecutive years has been named one of the ?101 Best and Brightest Companies to Work for in Chicago? by the National Association for Business Resources (http://www.101bestandbrightest.com). For the past five years, PLS has been named one of Chicago?s Largest Privately Held Companies by Crain?s Chicago Business

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STUDENT LOANS FOR BAD CREDIT?FUNDS FOR STUDENTS

Posted on May 12, 2012 by Admin

Today everyone is facing several problems and in the life you may get worried due to non-availability of funds due to which you are not able to fulfil many of your needs. Even the situation for students is even worse and so the student loans for bad credit scheme is there for students to help them in case they are in any sort of financial troubles.

The student loans for bad credit scheme is the scheme which gives funds to students easily and they can avail this scheme even if they do not have a good credit record in the earlier times and they do not indulge in long documentation process and also do not waste your precious time, money and energy in availing it. The scheme is a scheme for all of you and lets you to avail the funds immediately and the amount can be credited to your account within 24 hours as it is an online based scheme.

Also as this scheme does not involve any credit record checking and you need to repay the amount as per the conditions of this scheme. You can avail the money ranging from some ten to some hundred dollars and is useful for every one of you and requires minimal formalities like registering online and while sitting at home only you can get money in your account. You need to fulfil some other requirements before getting money through this scheme:

• You should be a permanent citizen of US.
• You should have a permanent bank account.
• You should have a proof of the capability to repay the amount
• You should have attained the age of 18 years.

The application process is easy, simple and hassle free. The application form is available online at any point of time in the day. So find your free time and apply for it. After the whole process the money will be sent to your account directly to your bank account within 24 hours. The whole process is very secure. This is the best scheme that is available to you in the market to help you out in your difficult financial times.

John Simen is habitual of writing articles on the loans. He gives the right suggestions to the loan seekers. To learn out more about student loans for bad credit, college loans , private student loans visit http://www.studentloansforbadcredit.net/

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Unsecured Loans ? Easy And Simple Unsecured Loans

Posted on May 11, 2012 by Admin

If you have not enough money and enough time to meet the bank requirements for the approval of loan, then you can go for these loans. These unsecured loans do not require you to have collateral of any kind as it is clear from its name. Even the persons with poor credit profile can also apply for this loan scheme. These Loans are becoming increasingly popular since they will be able to provide you loans at lower rates and quick access. This scheme is offered only for the UK people who are in urgent need of money.

You will have the cash in your hands as soon as you will apply for these unsecured loans . It is a very simple process right from starting to have money in your hands. You can fill an online form so that it can be submitted within some minutes.

And there is no necessity to carry any file containing your documents, as all the details will be filled in the online application form. Everyone can get them if you are 18 years of age or older, with a steady workplace for the past 90 days, a checking or savings account and you live in the UK.

These are offered so that you can have the money without giving any security and also without any paper work. The best solution in your financial crisis circumstances would be applying for a monthly payment repayable scheme which is included in this unsecured loans scheme. If you have bad credit record but now you need fast cash, then don’t waste your time to think. So, apply for this loan and you can get cash for specified time period at low rate and quick access. Just make sure to pay the loan back on time and to have enough money in your bank account soon.

Gamin Kils has added many achievements to the financial loan market by writing many articles for the loan sites. He never feels shy in sharing his great experiences with the common people. To know more about loans bad credit , same day unsecured loans visit http://www.unsecuredloansbadcredit.me.uk/

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Q&A: are the student loan people a “federal or state government or any subdivision thereof”?

Posted on May 10, 2012 by Admin

Question by : are the student loan people a “federal or state government or any subdivision thereof”?
The Student Loan People also known as the Kentucky Higher Education Student Loan Corporation, is an “independent municipal corporation” created by the Kentucky legislature.

I have money that I want to use to pay my student loans, but a condition on the money is that it “may not in any case be used to pay or reimburse any amount to the federal or state governments or any subdivision thereof.”

Help!

Best answer:

Answer by seeitmiway32
I don’t know how this is structured, but it’s name tells me that it is a “Corporation” and is “independent”, created to do exactly what you need; Ask them; they will know.

What do you think? Answer below!

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HARP 2.0 Websites Launched by Home Affordable Refinance Program Specialist

Posted on May 10, 2012 by Admin


Phoenix, Arizona (PRWEB) May 05, 2012

HARP 2.0 is the newly updated Obama Administration program enabled to help homeowners with underwater mortgages avoid foreclosure by refinancing. Home Affordable Refinance Program Specialist, Steve Hays, has launched 2 brand new websites to assist homeowners with qualification procedures for the revamped government HARP program. The launched websites, http://www.IsMyLoanFannieMae.com and http://www.IsMyLoanFreddieMac.com, seek to educate homeowners on how to qualify for the strict requirements of the HARP 2.0 program. As mortgage assets are bought and sold on Wall Street, one of the most difficult pieces of information to obtain is determining the actual mortgage lender of a mortgage. These new websites are designed to help homeowners define the actual mortgage lender of their underwater mortgage in an effort to utilize home loan refinancing.

The original HARP or Home Affordable Refinance Program was one of the first acts of defense initiated by the Obama Administration. The role of government in foreclosure assistance programs had been virtually silent until 2009. The initial program helped many homeowners to find ways to lower monthly mortgage payments through refinancing, but the program was poorly staffed to handle the large demand of struggling homeowners. The recent act signed by President Obama has cleared the federal blockade and the newly titled HARP 2.0 program was introduced in December of 2011. ?There are nearly double the amount of homeowners facing foreclosure today compared with 3 years ago,? said Steve Hays, Owner of IsMyLoanFannieMae.com and IsMyLoanFreddieMac.com. ?Some banks and lenders are swamped with so many refinancing requests that they cannot offer assistance to homeowners that are struggling,? added Hays.

One feature that is brand new to the program is the elimination of a high FICO score. Homeowners that have damaged credit typically have lower FICO scores making eligibility for assistance programs more difficult. Under the terms of the original Home Affordable Refinance Program, it was recommended that homeowners have a FICO score 620 or higher to be eligible for assistance. The elimination of the FICO score requirement could help more homeowners qualify that have Fannie Mae or Freddie Mac backed mortgages. The new program does not hike the rate of interest for refinanced loans. The rates are comparable to what a person with good credit would receive when applying for a refinanced mortgage through Fannie Mae or Freddie Mac. These benefits and others are available to homeowners that can determine their actual mortgage backed lender and qualify separately for the HARP 2.0 program.

About IsMyLoanFannieMae.com and IsMyLoanFreddieMac.com

Home Affordable Refinance Specialist, Steve Hays, started each of these helpful public websites in the first quarter of 2012 as a direct response to the new HARP 2.0 program. Steve has dedicated his life for the past 20 years helping homeowners refinance their existing mortgages. By distributing accurate information and educational assistance programs to homeowners through his websites, more people that are struggling in the U.S. have access to these resourceful websites to use as one more tool to possibly avoid going through the foreclosure process.







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American Consumer Credit Counseling to Participate in 2012 National Association of Consumer Bankruptcy Attorneys Conference

Posted on May 9, 2012 by Admin


(PRWEB) April 17, 2012

American Consumer Credit Counseling (ACCC) announced today that it will participate in the 20th Annual National Association of Consumer Bankruptcy Attorneys (NACBA) Convention in San Antonio, TX from April 27th through April 29th.

The non-profit consumer debt counseling agency ? based in Newton, Mass. ? will staff an exhibit booth with members of ACCC?s bankruptcy counseling team and provide discounted access to bankruptcy courses for the conference?s 700 registered bankruptcy attorney attendees and their clients.

The NACBA is the only national organization dedicated to protecting the rights of consumer debtors in bankruptcy. Formed in 1992, the organization now has more than 4,000 members located in all 50 states.

?We are honored to have the opportunity to showcase our bankruptcy counseling expertise to an organization that is dedicated to protecting consumers across the nation,? said Steve Trumble, President and CEO of ACCC. ?Over the past 20 years we have built a reputation of providing consumers with compassionate, confidential and experienced counseling services that help them navigate what is often a complex and confusing process.?

Fitch Ratings recently reported an 8- to 10-percent decrease in bankruptcy filings for the first quarter of 2012, as compared to the same period of 2011. Nonetheless, bankruptcy lawyers are seeing more activity from student loan debtors ? with some reporting increases in such cases of 25 to 50 percent, according to NACBA.

Coupon codes for discounted bankruptcy courses will be available at the American Consumer Credit Counseling booth at the NACBA convention or by calling 1-866-826-6924.

?I am excited for this opportunity to represent ACCC at the NACBA Convention,? said Catarina Carreiro, a counselor within ACCC?s Bankruptcy Counseling Department. ?As counselors we work collaboratively with attorneys to ensure that clients are aware of their options and make this important decision with confidence.?

ACCC?s team of certified and experienced counselors are contacted by approximately 200 consumers each day who are in need of a trusted source for bankruptcy counseling and personal financial management education. In addition to bankruptcy counseling, ACCC offers a variety of financial education, counseling and debt management services to help consumers achieve long-term financial health and stability. The organization?s Bankruptcy Counseling Department offers counseling sessions both online and over the phone and provides consumers with comprehensive educational resources available at ConsumerCredit.com.

ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management.

For more information, contact ACCC:

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